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Legal Information

Privacy Policy

Bernard Group AG · Registered office: Neugasse 4, 6300 Zug, Switzerland · Last updated: July 2026


Bernard Group AG acts as the data controller for personal data processed through bernardgroup.ch and in the ordinary course of its business communications. This Privacy Policy sets forth the principles by which such data is collected, used, retained and safeguarded, in conformity with the revised Federal Act on Data Protection (revFADP / revDSG, SR 235.1) and, where applicable, the General Data Protection Regulation (EU) 2016/679.

Data Controller

Bernard Group AG

Registered office · Neugasse 4, 6300 Zug, Switzerland

UID / VAT · CHE-102.541.141

office@bernardgroup.ch · +41 (44) 551 4240

Scope of Processing

Depending on the nature of your interaction with Bernard Group AG, we may process the following categories of personal data:

Identity and contact particulars — name, corporate affiliation, professional title, postal address, telephone number and email address.

Correspondence and enquiry records — messages submitted through contact forms, electronic mail or telephone communications.

Technical and usage data — IP address, browser configuration, device identifiers, referral source and pages accessed (see Cookie Notice).

Compliance and due-diligence data — information obtained in connection with counterparty identification, beneficial-ownership verification and AML / KYC procedures where a mandate is contemplated.

Purposes and Legal Bases

Personal data is processed strictly for defined institutional purposes:

Responding to enquiries and maintaining authorised business correspondence — legitimate interest; consent where required.

Preparing, negotiating or performing a mandate and conducting proportionate due diligence — contractual necessity and statutory obligation under applicable AML / KYC requirements.

Operating, maintaining and securing this website — legitimate interest in the integrity of our digital infrastructure.

Aggregated website analytics — legitimate interest, subject to your cookie preferences where a consent basis applies.

Retention

Personal data is retained only for so long as is necessary to fulfil the purposes for which it was collected, including the satisfaction of legal, regulatory, accounting and reporting obligations. Routine enquiry records are ordinarily retained for a period not exceeding three years, unless a longer retention period is mandated by law or by an active mandate.

Recipients and Cross-Border Transfers

Data may be disclosed to carefully selected processors — including hosting, communications and analytics providers — acting solely on our documented instructions and subject to appropriate contractual safeguards. Where personal data is transferred outside Switzerland or the European Economic Area, we implement recognised transfer mechanisms or equivalent protective measures as required by applicable data-protection law.

Data Subject Rights

Pursuant to the revFADP and, where applicable, the GDPR, you may be entitled to request access to, rectification or erasure of your personal data, to restrict or object to certain processing, to receive data in a portable format, and to withdraw consent where processing is founded on consent. You may lodge a complaint with the Federal Data Protection and Information Commissioner (FDPIC) or with the competent supervisory authority in your jurisdiction.

Requests should be addressed to office@bernardgroup.ch. We reserve the right to verify the identity of the requesting party before disclosing or amending any record.

Security Measures

Bernard Group AG maintains appropriate technical and organisational measures designed to protect personal data against unauthorised access, alteration, disclosure or destruction. No transmission over public networks can be guaranteed as fully secure; sensitive information should, where practicable, be exchanged through established secure channels.

Policy Amendments

This Privacy Policy may be revised periodically to reflect changes in law, regulatory guidance or our processing practices. The date indicated above records the most recent revision. Material amendments will be published on this website.

BERNARD GROUP AG

Capital-backed instruments, structured to Swiss standards.

Registered Office

Neugasse 4, 6300 Zug, Switzerland

UID / VAT: CHE-102.541.141

Commercial Register (ZG): CH-280.3.914.549-2

Contact

Email: office@bernardgroup.ch

Phone: +41 (44) 551 4240

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Standards & Conduct

Bernard Group AG acts as a structuring counterparty and independent adviser. It is not a bank, deposit-taking institution, investment fund or securities broker, and carries on no activity requiring authorisation under the Swiss Banking Act (BankG, SR 952.0). The Company applies international banking and compliance standards — KYC, AML, FATF and applicable sanctions regimes (SECO / OFAC).

Regulatory & Legal Framework

Bernard Group AG conducts its structuring, verification and due-diligence work in accordance with the applicable Swiss and international frameworks, including the Swiss Anti-Money Laundering Act (AMLA / GwG, SR 955.0), the revised Federal Act on Data Protection (revFADP / revDSG, SR 235.1), the Swiss Code of Obligations (CO / OR, SR 220) and the FATF Recommendations. For matters with a U.S. nexus, reference is made to the Bank Secrecy Act (31 U.S.C. § 5311 et seq.) and the USA PATRIOT Act, and to the sanctions programmes administered by OFAC (U.S. Department of the Treasury) and SECO (Switzerland).

Disclaimer

Bernard Group AG does not itself issue, confirm or guarantee any financial instrument, including any Standby Letter of Credit (SBLC) or Bank Guarantee (BG); such instruments are issued by regulated partner banks. Compliance references describe the standards applied and do not constitute a regulatory authorisation or licence. Nothing on this website constitutes legal, financial or investment advice.

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Privacy policy

By submitting this form you consent to Bernard Group AG processing your personal data to respond to your inquiry. See our Privacy Policy for details.